Strengthen your credit rating with Vanquis Visa Credit Cards
Maybe you're on a low income or retired? Perhaps you've run into difficulties and been left with bad credit? You may simply have no credit history. We assess your personal situation now rather than just turning you away based on the past, then your credit card can help you build your credit rating for the future. So far we have already helped over 1 million people get back on their feet. Why not apply today and join them?
Stay in control with Vanquis
A sensible limit on credit cards
As a responsible lender, Vanquis Bank will seek to provide you with a credit limit that reflects your needs and your ability to manage your account. As a new customer, you’'ll start with an easy to manage credit limit between £150 and £1,000. You could get a credit limit increase on your 4th statement and further increases every 4 months, up to £3,000.
To be considered for a credit limit increase, you should make use of your credit limit without going overlimit and make your payments on time. By using your credit limit and keeping your account in order, you demonstrate to us that you can manage your account well and can handle the monthly repayments.
Please also keep your other accounts such as credit cards, loans, catalogues, mobile phone and mortgages in order and don’t take on too much debt elsewhere. Please remember this is just a guide and meeting these criteria does not guarantee you a credit limit increase.
Friendly UK Customer Service call centre
We offer responsible, reliable support when you need it. Our UK customer service agents are always very happy to listen to your needs and help. So apply today and start building your credit rating right away.
A simple online credit card application process
It’s easy to apply, it only takes about 5 minutes to apply for a Vanquis Visa Credit Card. We may be able to give you a quick decision within 1 minute, but we will certainly confirm receipt of your application within 1 minute and the next steps involved.
Flexible card repayment options
Life is unpredictable at the best of times. And we fully understand that your circumstances can change. That’s why our credit cards give you the flexibility to budget, in order to pay
off what you can afford each month.
When money’s tight, you only need pay off the minimum amount, and when you can pay off more, you can too.
Similarly when you buy any goods with your credit card. You’ll enjoy 56 days interest-free credit on any purchases that you have made if there is no other balance on the account.
off what you can afford each month.
When money’s tight, you only need pay off the minimum amount, and when you can pay off more, you can too.
Similarly when you buy any goods with your credit card. You’ll enjoy 56 days interest-free credit on any purchases that you have made if there is no other balance on the account.
Convenient and secure online shopping
Like other credit cards, you can use your Vanquis Visa Card across the world to buy online and over the phone. It lets you buy things when you need them and pay for them when you've got the money. And it's secure too.
Build your credit rating with a Vanquis Bank Credit Card
Representative 39.9% APR (variable)
- You'll start with an easy to manage credit limit between £150 and £1,000.
- You could get a credit limit increase on your 4th statement and further increases every 4 months, up to £3,000. Conditions apply see below*
- We've already helped over 1 million people like you get the credit they deserve.
