Life assurance can be used to protect income, loved ones and businesses and, in certain circumstances, can be arranged in such a way as to minimise the effect of tax.
Adviser Financial offer protection products from the whole of the UK market.
After 35 years of recommending Life Assurance Products to clients, we would like to think we know a little about protecting our clients.
Our clients benefit from us being able to offer a broad range of life assurance products.
Our charges are very simple in nature, we don't charge our clients for providing advice on life assurance as we get paid by the insurance providers. There's no fee, no catch and no obligation on your part.
Different Types of Life Assurance include
- Level Term Assurance
- Level Term Assurance with Critical Illness
- Critical Illness - Stand Alone Cover
- Decreasing Term Assurance (Mortgage Protection)
- Decreasing Term Assurance with Critical Illnes
Life Assurance Advice
We do not charge for our Life Assurance Advice Service.
There's no fee, no catch and no obligation on your part.
About Us...
We are a firm of financial advisers based in Manchester. We provide advice to both individuals and companies on all aspects of financial planning, through a long term approach of fully understanding our clients' needs, wants and aspirations and then prioritising objectives.
As fully independent advisers, our clients benefit from our being able to offer advice on the broadest range of products and services. Whether it be for a mortgage to purchase a house / flat, a remortgage because you are coming to the end of a fixed rate, life assurance, investment advice, retirement planning, inheritance tax planning or simply reducing costs, we have many years of experience in finding the most suitable solution for our clients' needs.
We provide advice and help following a personal / business financial review which can take place at a convenient time and place. Usually a review will start with a very broad discussion of your concerns and aspirations, before moving on to a thorough financial review.
Following your initial review, we will take time to consider your situation, needs and priorities before writing a detailed financial report. We will discuss this face to face in a follow up meeting in which we'll fully explain our recommendations and agree affordable priorities to assist you in acheiving your objectives.
Our charges are very simple in nature. We don't charge our clients any fees for the majority of our services as we get paid commission by lenders and insurance companies. We will tell you in advance of which products are chargeable. Either way will result in our fully disclosing our fees in an open and transparent manner.
